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760-850

Do ALL of these describe you?

  • I have not been more than 60 days late on any credit card, medical bill, or loan in the last year
  • I have never declared bankruptcy or defaulted on a loan
  • I have had a loan or credit card for 3 years or more with a credit limit above $5,000
  • 719-690

    Do ANY of these describe you?

  • I have been more than 60 days late on more than one credit card, medical bill, or loan payment in the last year.
  • I have declared bankruptcy or defaulted on a loan in the past 5 years
  • I have limited credit history. I've had my own credit card or other credit for less than 3 years. (Including students, people new to the U.S., or authorized users on someone else's card)
  • 689-660

    Do ALL of these describe you?

  • I have been more than 60 days late on more than one credit card, medical bill, or loan payment in the last year.
  • I have declared bankruptcy or defaulted on a loan in the past 5 years
  • I have limited credit history. I've had my own credit card or other credit for less than 3 years. (Including students, people new to the U.S., or authorized users on someone else's card)
  • 659-350

    Do ANY of these describe you?

  • I have been more than 90 days late on more than one credit card, medical bill, or loan payment in the last year.
  • I have declared bankruptcy or defaulted on a loan more than once
  • I have been declined for a credit card in the last 3 months